Home/Stocks/Insurance

Legal & General Group PLC

LGEN·Insurance·Market Cap £15.6b
Rank #20 of 48
Data from Excel Model · 48 Stocks Analysed
£2.74
+4.66% YTD
Target: £2.72(-0.9%)
52W: £2.07 - £2.79

Score Analysis

Legal & General Group PLC is ranked #20 out of 48 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

16/48
Average Score
Liquidity
Excellent1/48
Valuation
Fair20/48
Profitability
Excellent5/48
Solvency
Weak29/48
Mkt Trading
Excellent9/48
Technical
Weak32/48

1. Valuation

Score: 20/48

Is LGEN undervalued compared to its peers and fair value metrics?

3/5
valuation criteria met
FY26e P/E Ratio
13.4xRank 19/48
FY27e P/E Ratio
11.3xRank 13/48
Price-to-Book
6.55xRank 36/48
Price-to-Tangible Book
7.82xRank 40/48
EV/EBITDA
N/ARank 1/48

Key Valuation Metrics

Current P/E
69.7x
Price-to-Earnings
FY26e P/E
13.4x
Forward estimate
FY27e P/E
11.3x
Forward estimate
P/B Ratio
6.55x
Price-to-Book
P/TBV
7.82x
Price-to-Tangible Book
EV/EBITDA
N/A
Enterprise Value
FY26e EV/EBITDA
6.9x
Forward estimate
FY27e EV/EBITDA
5.1x
Forward estimate

Analyst Consensus Target

Current Price
£2.74
Consensus Target
£2.72
Potential
-0.9%
Target
Bloomberg Median Target: £2.70

2. Profitability

Score: 5/48

How profitable is LGEN relative to its peers?

5/6
profitability criteria met
TTM Profit Margin
6.3%Rank 11/48
Current ROE
8.9%Rank 14/48
Current ROA
0.1%Rank 4/48
FY26e EPS
0.20Rank 6/48
TTM EPS
0.04Rank 5/48
Net Income Growth
Rank 49Rank 49/48
Profit Margin
6.3%
ROE
8.9%
FY27e ROE
26.8%
ROA
0.1%

Earnings Per Share

3. Financial Health

Score: 29/48

How strong is LGEN's balance sheet and financial position?

2/6
solvency criteria met
Debt-to-Equity
219.3%Rank 9/48
Altman Z-Score
N/ARank 39/48
Z-Score Trend
Rank 49Rank 49/48
Amihud Illiquidity
Rank 49Rank 49/48
Intangible/Asset
Rank 49Rank 49/48
R&D/Sales
Rank 14Rank 14/48

Key Health Metrics

Quick Ratio
N/A
Below 1.0
Cash Ratio
N/A
Debt/Equity
219%
FCF Margin
-10.2%

Altman Z-Score

N/A
Distress Zone
01.812.995+

4. Dividend

LGEN pays a dividend yield of 7.84%.

Current Yield
7.84%
FY27e Yield
7.95%
FY26e DPS
0.218
FY27e DPS
N/A

Dividend Per Share Forecast

5. Technical Analysis

Score: 32/48

What do the technical indicators say about LGEN?

1/4
technical criteria met
CMP vs 52W High
-1.9%Rank 9/48
CMP vs 52W Low
32.5%Rank 36/48
RSI 14 Day
59.0Rank 24/48
MA(50) > MA(200)
Yes (Bullish)Rank 44/48

RSI (14 Day)

59.0
Bullish
0 (Oversold)50100 (Overbought)

Moving Averages

MA 30-Day£2.67
MA 50-Day£2.64
MA 200-Day£2.51
SignalGolden Cross (Bullish)
MACD2.32

Risk Metrics

Beta
1.03
Higher volatility
3-Yr Std Dev
24.3%
5-Yr Std Dev
21.9%

6. Market Trading

Score: 9/48

How liquid and actively traded is LGEN?

2/4
market trading criteria met
5D Avg Volume
14.7MRank 10/48
3M Avg Volume
12.6MRank 8/48
Volume Trend
16.1%Rank 49/48
Beta
1.03Rank 24/48
Shares Outstanding
5697.7m
Free Float
100.0%
Enterprise Value
$8.1b

Trading Volume

7. Peer Comparison

How does LGEN compare to other Insurance stocks?

Overall Rank Comparison

Factor Score Comparison

StockRankLiquidityValuationProfitabilitySolvencyMkt TradingTechnical
LGEN#20120529932
AV/#101812431724
PRU#43381629461637