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Murray Income Trust PLC

MUT.L·Financials·Market Cap £901m
Rank #3 of 280
Quantitative Model · 280 Stocks Analysed
£9.66
+5.81% YTD
52W: £8.55 - £10.36

Factor Analysis Summary

Editorial assessment generated from Murray Income Trust PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Murray Income Trust PLC (MUT.L) currently holds an overall rank of #3 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include technical (RSI 39.0), where it demonstrates positive technical momentum with price action supporting a constructive trend; profitability (ROE 14.1%, net margin 95.5%), where it demonstrates strong profitability metrics, ranking in the top quartile for earnings quality and return on capital; and market trading, where it demonstrates strong market trading characteristics with favourable volume trends and institutional participation.

Areas requiring attention include asset efficiency, where poor capital efficiency suggests assets may be underutilised or overvalued on the balance sheet, as well as liquidity, where liquidity is middling and may not suit investors requiring large block execution.

Within the Financials sector, Murray Income Trust PLC sits at composite rank #3, outperforming the Financials peer average (rank 10). It leads all 6 tracked Financials peers in our model.

With a composite rank in the top decile (better than 99% of the universe) and 5 factors in the top quartile, Murray Income Trust PLC presents a broadly attractive multi-factor profile, led by technical and tempered only by asset efficiency.

Strongest Factors

  • Technical — Rank 8/280 (top quartile)
  • Profitability — Rank 24/280 (top quartile)
  • Market Trading — Rank 27/280 (top quartile)

Weakest Factors

  • Asset Efficiency — Rank 186/280 (below average)
  • Liquidity — Rank 128/280 (middle of the pack)

Score Analysis

Murray Income Trust PLC is ranked #3 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

67/280
Average Score
Liquidity
Fair128/280
Valuation
Excellent38/280
Profitability
Excellent24/280
Solvency
Excellent56/280
Asset Efficiency
Weak186/280
Mkt Trading
Excellent27/280
Technical
Excellent8/280

1. Liquidity

Score: 128/280

How liquid is MUT and can it meet its short-term obligations?

0/6
liquidity criteria met
–
Quick RatioN/A
Range: N/A
–
Current Ratio6.64x
Range: N/ARank 23/280
–
TTM Operating Cash Flow4.76x
Range: N/ARank 16/280
–
Liquidity Coverage RatioN/A
Range: 100-150
–
Intangible Asset RatioN/A
Range: 10 - 30Rank 193/280
–
Cash-to-Debt Ratio0.22x
Range: N/ARank 146/280

Key Liquidity Metrics

Quick Ratio
N/A
Sector: N/A
Current Ratio
6.64x
Sector: N/A

Overall Liquidity Rank

Rank within universe#128/280
Best (1)Worst (280)

2. Valuation

Score: 38/280

Is MUT undervalued compared to its peers and fair value metrics?

2/7
valuation criteria met
–
FY27e P/EN/A
Range: 8x - 18x
–
FY26e P/EN/A
Range: 8x - 18x
–
FY27e Net Div Yld (%)N/A
Range: 3.0 - 8.0
✗
Div Payout Ratio29.31%
Range: 30 - 55Rank 50/280
–
Current EV/EBITDA7.3x
Range: N/ARank 116/280
✓
Current P/TBV0.94x
Range: 0.8x - 2.0xRank 63/280
✓
Current P/B0.94x
Range: 0.8x - 2.0xRank 73/280

Key Valuation Metrics

TTM P/E
Price-to-Earnings
7.0x
FY26e P/E
Forward estimate
N/A
FY27e P/E
Forward estimate
N/A
Current P/B
Price-to-Book
0.94x
Current P/TBV
Tangible Book Value
0.94x
Current EV/EBITDA
Enterprise Value
7.3x
FY26e EV/EBITDA
Forward estimate
N/A
FY27e EV/EBITDA
Forward estimate
N/A

Dividend

MUT pays a dividend yield of 4.10%.

Current Yield
4.10%
FY27e Net Div Yield
N/A
FY26e Gross DPS
N/A
FY27e Gross DPS
N/A

3. Profitability

Score: 24/280

How profitable is MUT relative to its peers?

0/7
profitability criteria met
✗
TTM Profit Margin95.5%
Range: 15 - 30Rank 23/280
–
T12 FCF Margin0.4%
Range: N/ARank 115/280
–
FY27e RoEN/A
Range: 10 - 16
–
FY26 EPS GrowthN/A
Range: 8 - 15
–
FY27e EPS GrowthN/A
Range: 6 - 12
–
NIMN/A
Range: 1.5 - 3.2
–
Expense RatioN/A
Range: 50 - 65
TTM Profit Margin
95.5%
Current RoCE
14.1%
FY27e RoE
N/A
T12 FCF Margin
0.4%

4. Solvency

Score: 56/280

How strong is MUT's balance sheet and financial position?

0/6
solvency criteria met
✗
Debt/Eqt0.11x
Range: 0.5x - 1.5xRank 66/280
–
Interest Coverage RatioRank 40
Range: N/ARank 40/280
–
Net Leverage RatioN/A
Range: N/A
–
Altman Z-Score (Manufacturing)11.27
Range: N/ARank 65/280
–
Z-Score (Non Manufacturing)Rank 66
Range: N/ARank 66/280
–
CapAdeq Ratio Tier1N/A
Range: 13 - 18

Key Solvency Metrics

Debt/Eqt
0.11x
Net Leverage Ratio
N/A
Interest Coverage
Rank 40
T12 FCF Margin
0.4%

Altman Z-Score

11.27
Safe Zone
01.812.995+

5. Asset Efficiency

Score: 186/280

How efficiently does MUT deploy its assets and intellectual capital?

0/5
asset efficiency criteria met
–
Efficiency RatioN/A
Range: 50 - 70
–
TTM Asset Turnover Ratio0.13x
Range: N/ARank 205/280
–
TTM CAPEX/SalesN/A
Range: 1 - 3
–
Working Capital Turnover7.29x
Range: N/ARank 62/280
–
R&D/Sales FY27eN/A
Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#186/280
Best (1)Worst (280)

6. Market Trading

Score: 27/280

How liquid and actively traded is MUT?

1/2
market trading criteria met
–
Intraday Sentiment (%)N/A
Range: 40 - 75
–
10D-Avg v/s 3M-Avg Vol103%
Range: N/ARank 50/280
✓
Avg Directional Index 30D18.6
Range: 012 - 45Rank 154/280
–
Parabolic SAR942.00
Range: N/ARank 92/280
–
Stock Rating RankN/A
Range: N/A
Market Cap
£900,933,377
Enterprise Value
£983,226,187

Trading Volume

7. Technical

Score: 8/280

What do the technical indicators say about MUT?

0/5
technical criteria met
–
CMP v/s 52-WH-6.8%
£10.36£8.55
-6.8%CMP: £9.66
Range: N/ARank 92/280
–
CMP v/s 52-WL13.0%
£10.36£8.55
+13.0%CMP: £9.66
Range: N/ARank 68/280
–
RSI 14D39.0
039.0 - Bearish100
Range: N/ARank 50/280
–
MA50 - MA200Bullish
£9.54+0.33£9.87
Range: N/ARank 97/280
–
MACD Rank-0.42
Golden Cross
MACD: -0.42
Range: N/A

RSI (14 Day)

39.0
Bearish
0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£9.87
200 SMA£9.54
SignalGolden Cross (Bullish)
MACD-0.42

Risk Metrics

Beta
N/A
3-Yr Std Dev
N/A
5-Yr Std Dev
N/A

Peer Comparison

How does MUT compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

StockRankLiquidityValuationProfitabilitySolvencyMkt TradingTechnical
MUT#3128382456278
RTW.L#51167914569229
BPCR.L#71633456911276
RCP.L#9179262259132
AGT.L#111085755729079
TBCG.L#1429553825712918
MNTN.L#1522144743203262
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Methodology Note

The analysis presented for Murray Income Trust PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Note: The information provided is not intended as an offer or solicitation for the purchase or sale of any financial instruments but for investor relations purposes only. The aforementioned securities were offered to the public and currently trade on the secondary market at the exchange mentioned above. It is recommended that investors considering investing in any of these notes consult an approved MiFID Financial Advisor prior to investing.