26 May 2026

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Standard Life PLC (SDLF)

Rank #84 of 100 - Financials - UK Equities

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Standard Life PLC

SDLF.L·Financials·Market Cap £7.9b

Rank #84 of 100

Data from Excel Model · 100 Stocks Analysed

£7.88

+7.12% YTD

Target: £8.08(+2.7%)

52W: £6.15 - £7.92

Score Analysis

Standard Life PLC is ranked #84 out of 100 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

56/100

Average Score

Liquidity

Weak83/100

Valuation

Weak69/100

Profitability

Excellent23/100

Solvency

Fair60/100

Asset Efficiency

Fair55/100

Mkt Trading

Weak88/100

Technical

Excellent12/100

1. Valuation

Score: 69/100

Is SDLF undervalued compared to its peers and fair value metrics?

3/5

valuation criteria met

✓

FY26e P/E Ratio

11.4xRank 25/100

✓

FY27e P/E Ratio

10.0xRank 22/100

✗

Price-to-Book

30.39xRank 96/100

✗

Price-to-Tangible Book

N/ARank 101/100

✓

EV/EBITDA

5.8xRank 16/100

Key Valuation Metrics

Current P/E

N/A

Price-to-Earnings

FY26e P/E

11.4x

Forward estimate

FY27e P/E

10.0x

Forward estimate

P/B Ratio

30.39x

Price-to-Book

P/TBV

N/A

Price-to-Tangible Book

EV/EBITDA

5.8x

Enterprise Value

FY26e EV/EBITDA

4.2x

Forward estimate

FY27e EV/EBITDA

4.2x

Forward estimate

Analyst Consensus Target

Current Price

£7.88

Consensus Target

£8.08

Potential

+2.7%

Target

Bloomberg Median Target: £8.40

2. Profitability

Score: 23/100

How profitable is SDLF relative to its peers?

2/6

profitability criteria met

✓

TTM Profit Margin

-1.4%Rank 4/100

–

Current ROE

-64.8%

–

Current ROA

N/A

✓

FY26e EPS

0.76Rank 39/100

–

TTM EPS

0.70

–

Net Income Growth

N/A

Profit Margin

-1.4%

ROE

-64.8%

FY27e ROE

39.1%

ROA

N/A

Earnings Per Share

3. Financial Health

Score: 60/100

How strong is SDLF's balance sheet and financial position?

1/4

solvency criteria met

–

Debt-to-Equity

254.9%

–

Interest Coverage

N/A

✓

Debt/EBITDA

Rank 16Rank 16/100

–

Altman Z-Score

N/A

Key Health Metrics

Quick Ratio

N/A

Below 1.0

Cash Ratio

N/A

Debt/Equity

255%

FCF Margin

-1.2%

Altman Z-Score

N/A

Distress Zone

01.812.995+

4. Asset Efficiency

Score: 55/100

How efficiently does SDLF deploy its assets and intellectual capital?

0/2

asset efficiency criteria met

–

Intangible/Asset

Intangible assets as a proportion of total assets — lower indicates more tangible, capital-efficient operations

N/A

–

R&D/Sales

Research & development spend relative to revenue — balanced R&D investment signals sustainable growth

N/A

Overall Asset Efficiency Rank

Rank within sector peers#55/100

Best (1)Worst (100)

What This Measures

Intangible/Asset — a lower ratio suggests the company's value is backed by tangible assets rather than goodwill or intangibles, reducing balance sheet risk.

R&D/Sales — captures the proportion of revenue reinvested into research and development, indicating innovation intensity and future growth investment.