26 May 2026

strategyland.uk

St James's Place PLC (SJP)

Rank #97 of 100 - Financials - UK Equities

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St James's Place PLC

SJP.L·Financials·Market Cap £6.1b

Rank #97 of 100

Data from Excel Model · 100 Stocks Analysed

£11.96

-14.30% YTD

Target: £16.41(+37.2%)

52W: £10.62 - £15.76

Score Analysis

St James's Place PLC is ranked #97 out of 100 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

75/100

Average Score

Liquidity

Weak83/100

Valuation

Weak82/100

Profitability

Weak72/100

Solvency

Weak96/100

Asset Efficiency

Weak69/100

Mkt Trading

Fair46/100

Technical

Weak79/100

1. Valuation

Score: 82/100

Is SJP undervalued compared to its peers and fair value metrics?

1/5

valuation criteria met

✗

FY26e P/E Ratio

15.3xRank 59/100

✓

FY27e P/E Ratio

11.9xRank 39/100

✗

Price-to-Book

4.93xRank 72/100

✗

Price-to-Tangible Book

5.03xRank 50/100

✗

EV/EBITDA

N/ARank 101/100

Key Valuation Metrics

Current P/E

12.0x

Price-to-Earnings

FY26e P/E

15.3x

Forward estimate

FY27e P/E

11.9x

Forward estimate

P/B Ratio

4.93x

Price-to-Book

P/TBV

5.03x

Price-to-Tangible Book

EV/EBITDA

N/A

Enterprise Value

FY26e EV/EBITDA

13.8x

Forward estimate

FY27e EV/EBITDA

13.8x

Forward estimate

Analyst Consensus Target

Current Price

£11.96

Consensus Target

£16.41

Potential

+37.2%

Target

Bloomberg Median Target: £17.00

2. Profitability

Score: 72/100

How profitable is SJP relative to its peers?

1/6

profitability criteria met

✓

TTM Profit Margin

5.3%Rank 28/100

–

Current ROE

38.6%

–

Current ROA

N/A

✗

FY26e EPS

0.99Rank 44/100

–

TTM EPS

0.87

–

Net Income Growth

N/A

Profit Margin

5.3%

ROE

38.6%

FY27e ROE

24.9%

ROA

N/A

Earnings Per Share

3. Financial Health

Score: 96/100

How strong is SJP's balance sheet and financial position?

0/4

solvency criteria met

–

Debt-to-Equity

29.9%

–

Interest Coverage

N/A

✗

Debt/EBITDA

Rank 101Rank 101/100

–

Altman Z-Score

N/A

Key Health Metrics

Quick Ratio

N/A

Below 1.0

Cash Ratio

N/A

Debt/Equity

30%

FCF Margin

2.0%

Altman Z-Score

N/A

Distress Zone

01.812.995+

4. Asset Efficiency

Score: 69/100

How efficiently does SJP deploy its assets and intellectual capital?

0/2

asset efficiency criteria met

–

Intangible/Asset

Intangible assets as a proportion of total assets — lower indicates more tangible, capital-efficient operations

N/A

–

R&D/Sales

Research & development spend relative to revenue — balanced R&D investment signals sustainable growth

N/A

Overall Asset Efficiency Rank

Rank within sector peers#69/100

Best (1)Worst (100)

What This Measures

Intangible/Asset — a lower ratio suggests the company's value is backed by tangible assets rather than goodwill or intangibles, reducing balance sheet risk.

R&D/Sales — captures the proportion of revenue reinvested into research and development, indicating innovation intensity and future growth investment.