19 October 2026

strategyland.uk

AJ Bell PLC (AJBA)

Rank #47 of 280 - Financials - UK Equities

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AJ Bell PLC

AJBA.L·Financials·Market Cap £2.3b

Rank #47 of 280

Quantitative Model · 280 Stocks Analysed

£5.92

+34.29% YTD

52W: £4.14 - £6.63

Factor Analysis Summary

Editorial assessment generated from AJ Bell PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, AJ Bell PLC (AJBA.L) currently holds an overall rank of #47 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include solvency (debt/equity 0.1), where it demonstrates a robust solvency position with conservative leverage and strong balance sheet coverage; liquidity, where it demonstrates exceptional market liquidity with deep trading volumes that support efficient entry and exit; and asset efficiency, where it demonstrates above-average asset turnover and productive use of invested capital.

Areas requiring attention include valuation (P/E 19.5, dividend yield 3.0%), where the stock appears richly priced on forward earnings and cash flow metrics, as well as market trading, where low relative volume or adverse volatility patterns may deter momentum-oriented investors.

Within the Financials sector, AJ Bell PLC sits at composite rank #47, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

Ranking in the top quartile overall, AJ Bell PLC offers a favourable balance of fundamentals, though investors should weigh its solvency advantage against valuation — its relatively weakest factor.

Strongest Factors

Solvency — Rank 29/280 (top quartile)
Liquidity — Rank 32/280 (top quartile)
Asset Efficiency — Rank 84/280 (above average)

Weakest Factors

Valuation — Rank 272/280 (below average)
Market Trading — Rank 176/280 (below average)

Score Analysis

AJ Bell PLC is ranked #47 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

121/280

Average Score

Liquidity

Excellent32/280

Valuation

Weak272/280

Profitability

Good100/280

Solvency

Excellent29/280

Asset Efficiency

Good84/280

Mkt Trading

Weak176/280

Technical

Fair155/280

1. Liquidity

Score: 32/280

How liquid is AJBA and can it meet its short-term obligations?

0/6

liquidity criteria met

Metric

Sector Range

Value

Rank

–

Quick Ratio

N/A

Range: N/A

–

Current Ratio

N/A

3.65xRank 38/280

Range: N/ARank 38/280

–

TTM Operating Cash Flow

N/A

1.47xRank 36/280

Range: N/ARank 36/280

–

Liquidity Coverage Ratio

100-150

N/A

Range: 100-150

✗

Intangible Asset Ratio

10 - 30

0.03xRank 122/280

Range: 10 - 30Rank 122/280

–

Cash-to-Debt Ratio

N/A

15.61xRank 8/280

Range: N/ARank 8/280

Key Liquidity Metrics

Quick Ratio

N/A

Sector: N/A

Current Ratio

3.65x

Sector: N/A

Overall Liquidity Rank

Rank within universe#32/280

Best (1)Worst (280)

2. Valuation

Score: 272/280

Is AJBA undervalued compared to its peers and fair value metrics?

2/7

valuation criteria met

Metric

Sector Range

Value

Rank

✓

FY27e P/E

8x - 18x

17.6xRank 181/280

Range: 8x - 18xRank 181/280

✗

FY26e P/E

8x - 18x

20.1xRank 180/280

Range: 8x - 18xRank 180/280

✗

FY27e Net Div Yld (%)

3.0 - 8.0

2.99%Rank 134/280

Range: 3.0 - 8.0Rank 134/280

✓

Div Payout Ratio

30 - 55

45.87%Rank 100/280

Range: 30 - 55Rank 100/280

–

Current EV/EBITDA

N/A

14.7xRank 218/280

Range: N/ARank 218/280

✗

Current P/TBV

0.8x - 2.0x

10.80xRank 204/280

Range: 0.8x - 2.0xRank 204/280

✗

Current P/B

0.8x - 2.0x

10.06xRank 261/280

Range: 0.8x - 2.0xRank 261/280

Key Valuation Metrics

TTM P/E

Price-to-Earnings

19.5x

FY26e P/E

Forward estimate

20.1x

FY27e P/E

Forward estimate

17.6x

Current P/B

Price-to-Book

10.06x

Current P/TBV

Tangible Book Value

10.80x

Current EV/EBITDA

Enterprise Value

14.7x

FY26e EV/EBITDA

Forward estimate

12.3x

FY27e EV/EBITDA

Forward estimate

12.4x

Dividend

AJBA pays a dividend yield of 3.03%.

Current Yield

3.03%

FY27e Net Div Yield

2.99%

FY26e Gross DPS

0.160

FY27e Gross DPS

0.177

Dividend Per Share Forecast

3. Profitability

Score: 100/280

How profitable is AJBA relative to its peers?

1/7

profitability criteria met

Metric

Sector Range

Value

Rank

✗

TTM Profit Margin

15 - 30

35.4%Rank 89/280

Range: 15 - 30Rank 89/280

–

T12 FCF Margin

N/A

0.2%Rank 137/280

Range: N/ARank 137/280

✗

FY27e RoE

10 - 16

46.9%Rank 18/280

Range: 10 - 16Rank 18/280

✓

FY26 EPS Growth

8 - 15

14.5%Rank 72/280

Range: 8 - 15Rank 72/280

✗

FY27e EPS Growth

6 - 12

30.8%Rank 66/280

Range: 6 - 12Rank 66/280

–

NIM

1.5 - 3.2

N/A

Range: 1.5 - 3.2

–

Expense Ratio

50 - 65

N/A

Range: 50 - 65

TTM Profit Margin

35.4%

Current RoCE

49.9%

FY27e RoE

46.9%

T12 FCF Margin

0.2%

EPS Growth

4. Solvency

Score: 29/280

How strong is AJBA's balance sheet and financial position?

0/6

solvency criteria met

Metric

Sector Range

Value

Rank

✗

Debt/Eqt

0.5x - 1.5x

0.06xRank 42/280

Range: 0.5x - 1.5xRank 42/280

–

Interest Coverage Ratio

N/A

Rank 16Rank 16/280

Range: N/ARank 16/280

–

Net Leverage Ratio

N/A

-1.20xRank 12/280

Range: N/ARank 12/280

–

Altman Z-Score (Manufacturing)

N/A

36.28Rank 23/280

Range: N/ARank 23/280

–

Z-Score (Non Manufacturing)

N/A

Rank 23Rank 23/280

Range: N/ARank 23/280

–

CapAdeq Ratio Tier1

13 - 18

N/A

Range: 13 - 18

Key Solvency Metrics

Debt/Eqt

0.06x

Net Leverage Ratio

-1.20x

Interest Coverage

Rank 16

T12 FCF Margin

0.2%

Altman Z-Score

36.28

Safe Zone

01.812.995+

5. Asset Efficiency

Score: 84/280

How efficiently does AJBA deploy its assets and intellectual capital?

1/5

asset efficiency criteria met

Metric

Sector Range

Value

Rank

–

Efficiency Ratio

50 - 70

N/A

Range: 50 - 70

–

TTM Asset Turnover Ratio

N/A

1.22xRank 36/280

Range: N/ARank 36/280

✓

TTM CAPEX/Sales

1 - 3

1.2%Rank 168/280

Range: 1 - 3Rank 168/280

–

Working Capital Turnover

N/A

1.84xRank 136/280

Range: N/ARank 136/280

–

R&D/Sales FY27e

N/A

Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#84/280

Best (1)Worst (280)

6. Market Trading

Score: 176/280

How liquid and actively traded is AJBA?

0/2

market trading criteria met

Metric

Sector Range

Value

Rank

✗

Intraday Sentiment (%)

40 - 75

95.0%Rank 13/280

Range: 40 - 75Rank 13/280

–

10D-Avg v/s 3M-Avg Vol

N/A

69%Rank 50/280

Range: N/ARank 50/280

✗

Avg Directional Index 30D

012 - 45

9.5Rank 277/280

Range: 012 - 45Rank 277/280

–

Parabolic SAR

N/A

588.88Rank 139/280

Range: N/ARank 139/280

–

Stock Rating Rank

N/A

Rank 50Rank 50/280

Range: N/ARank 50/280

Market Cap

£2,326,507,441

Enterprise Value

£2,172,290,723

Trading Volume

7. Technical

Score: 155/280

What do the technical indicators say about AJBA?

0/5

technical criteria met

Metric

Chart

Sector Range

Value

Rank

–

CMP v/s 52-WH

£6.63£4.14

-10.6%CMP: £5.92

N/A

-10.6%Rank 132/280

£6.63£4.14

-10.6%CMP: £5.92

Range: N/ARank 132/280

–

CMP v/s 52-WL

£6.63£4.14

+43.0%CMP: £5.92

N/A

43.0%Rank 204/280

£6.63£4.14

+43.0%CMP: £5.92

Range: N/ARank 204/280

–

RSI 14D

044.0 - Bearish100

N/A

44.0Rank 50/280

044.0 - Bearish100

Range: N/ARank 50/280

–

MA50 - MA200

£5.39+0.57£5.96

N/A

BullishRank 75/280

£5.39+0.57£5.96

Range: N/ARank 75/280

–

MACD Rank

Golden Cross

MACD: 1.44

N/A

1.44Rank 100/280

Golden Cross

MACD: 1.44

Range: N/ARank 100/280

RSI (14 Day)

44.0

Bearish

0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£5.96

200 SMA£5.39

SignalGolden Cross (Bullish)

MACD1.44

Risk Metrics

Beta

N/A

3-Yr Std Dev

N/A

5-Yr Std Dev

N/A

Peer Comparison

How does AJBA compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

Stock	Rank	Liquidity	Valuation	Profitability	Solvency	Mkt Trading	Technical
AJBA	#47	32	272	100	29	176	155
MUT.L	#3	128	38	24	56	27	8
RTW.L	#5	116	7	9	145	69	229
BPCR.L	#7	163	34	56	9	112	76
RCP.L	#9	179	26	22	59	13	2
AGT.L	#11	108	57	55	72	90	79
TBCG.L	#14	29	55	38	257	129	18

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Methodology Note

The analysis presented for AJ Bell PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Strategyland Research Center - strategyland.ukThis report is for informational purposes only. Not financial advice.