19 October 2026

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Bankers Investment Trust PLC (BNKR)

Rank #198 of 280 - Financials - UK Equities

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Bankers Investment Trust PLC

BNKR.L·Financials·Market Cap £1.4b

Rank #198 of 280

Quantitative Model · 280 Stocks Analysed

£1.55

+16.52% YTD

52W: £1.25 - £1.58

Factor Analysis Summary

Editorial assessment generated from Bankers Investment Trust PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Bankers Investment Trust PLC (BNKR.L) currently holds an overall rank of #198 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include profitability (ROE 15.1%, net margin 96.0%), where it demonstrates strong profitability metrics, ranking in the top quartile for earnings quality and return on capital; valuation (P/E 5.1, dividend yield 2.0%), where it demonstrates compelling valuation metrics, trading at a discount to peer averages on key multiples; and solvency (debt/equity 0.1), where it demonstrates a robust solvency position with conservative leverage and strong balance sheet coverage.

Areas requiring attention include technical (RSI 63.0), where bearish technical positioning with price trading below key trend indicators, as well as asset efficiency, where asset efficiency is average and does not contribute meaningfully to the composite score.

Within the Financials sector, Bankers Investment Trust PLC sits at composite rank #198, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

Despite its mid-table composite rank of #198, Bankers Investment Trust PLC shows selective strength — notably in profitability and valuation — suggesting a stock with identifiable merits alongside clear areas for improvement.

Strongest Factors

Profitability — Rank 8/280 (top quartile)
Valuation — Rank 27/280 (top quartile)
Solvency — Rank 48/280 (top quartile)

Weakest Factors

Technical — Rank 172/280 (below average)
Asset Efficiency — Rank 167/280 (middle of the pack)

Score Analysis

Bankers Investment Trust PLC is ranked #198 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

99/280

Average Score

Liquidity

Fair126/280

Valuation

Excellent27/280

Profitability

Excellent8/280

Solvency

Excellent48/280

Asset Efficiency

Fair167/280

Mkt Trading

Fair146/280

Technical

Weak172/280

1. Liquidity

Score: 126/280

How liquid is BNKR and can it meet its short-term obligations?

0/6

liquidity criteria met

Metric

Sector Range

Value

Rank

–

Quick Ratio

N/A

Range: N/A

–

Current Ratio

N/A

10.88xRank 15/280

Range: N/ARank 15/280

–

TTM Operating Cash Flow

N/A

1.39xRank 40/280

Range: N/ARank 40/280

–

Liquidity Coverage Ratio

100-150

N/A

Range: 100-150

–

Intangible Asset Ratio

10 - 30

N/ARank 193/280

Range: 10 - 30Rank 193/280

–

Cash-to-Debt Ratio

N/A

0.30xRank 124/280

Range: N/ARank 124/280

Key Liquidity Metrics

Quick Ratio

N/A

Sector: N/A

Current Ratio

10.88x

Sector: N/A

Overall Liquidity Rank

Rank within universe#126/280

Best (1)Worst (280)

2. Valuation

Score: 27/280

Is BNKR undervalued compared to its peers and fair value metrics?

2/7

valuation criteria met

Metric

Sector Range

Value

Rank

–

FY27e P/E

8x - 18x

N/A

Range: 8x - 18x

–

FY26e P/E

8x - 18x

N/A

Range: 8x - 18x

–

FY27e Net Div Yld (%)

3.0 - 8.0

N/A

Range: 3.0 - 8.0

✗

Div Payout Ratio

30 - 55

8.39%Rank 50/280

Range: 30 - 55Rank 50/280

–

Current EV/EBITDA

N/A

6.3xRank 83/280

Range: N/ARank 83/280

✓

Current P/TBV

0.8x - 2.0x

0.92xRank 51/280

Range: 0.8x - 2.0xRank 51/280

✓

Current P/B

0.8x - 2.0x

0.92xRank 62/280

Range: 0.8x - 2.0xRank 62/280

Key Valuation Metrics

TTM P/E

Price-to-Earnings

5.1x

FY26e P/E

Forward estimate

N/A

FY27e P/E

Forward estimate

N/A

Current P/B

Price-to-Book

0.92x

Current P/TBV

Tangible Book Value

0.92x

Current EV/EBITDA

Enterprise Value

6.3x

FY26e EV/EBITDA

Forward estimate

N/A

FY27e EV/EBITDA

Forward estimate

N/A

Dividend

BNKR pays a dividend yield of 1.97%.

Current Yield

1.97%

FY27e Net Div Yield

N/A

FY26e Gross DPS

N/A

FY27e Gross DPS

N/A

3. Profitability

Score: 8/280

How profitable is BNKR relative to its peers?

0/7

profitability criteria met

Metric

Sector Range

Value

Rank

✗

TTM Profit Margin

15 - 30

96.0%Rank 21/280

Range: 15 - 30Rank 21/280

–

T12 FCF Margin

N/A

Range: N/A

–

FY27e RoE

10 - 16

N/A

Range: 10 - 16

–

FY26 EPS Growth

8 - 15

N/A

Range: 8 - 15

–

FY27e EPS Growth

6 - 12

N/A

Range: 6 - 12

–

NIM

1.5 - 3.2

N/A

Range: 1.5 - 3.2

–

Expense Ratio

50 - 65

N/A

Range: 50 - 65

TTM Profit Margin

96.0%

Current RoCE

15.1%

FY27e RoE

N/A

T12 FCF Margin

N/A

4. Solvency

Score: 48/280

How strong is BNKR's balance sheet and financial position?

0/6

solvency criteria met

Metric

Sector Range

Value

Rank

✗

Debt/Eqt

0.5x - 1.5x

0.09xRank 56/280

Range: 0.5x - 1.5xRank 56/280

–

Interest Coverage Ratio

N/A

Rank 35Rank 35/280

Range: N/ARank 35/280

–

Net Leverage Ratio

N/A

Range: N/A

–

Altman Z-Score (Manufacturing)

N/A

14.40Rank 55/280

Range: N/ARank 55/280

–

Z-Score (Non Manufacturing)

N/A

Rank 55Rank 55/280

Range: N/ARank 55/280

–

CapAdeq Ratio Tier1

13 - 18

N/A

Range: 13 - 18

Key Solvency Metrics

Debt/Eqt

0.09x

Net Leverage Ratio

N/A

Interest Coverage

Rank 35

T12 FCF Margin

N/A

Altman Z-Score

14.40

Safe Zone

01.812.995+

5. Asset Efficiency

Score: 167/280

How efficiently does BNKR deploy its assets and intellectual capital?

0/5

asset efficiency criteria met

Metric

Sector Range

Value

Rank

–

Efficiency Ratio

50 - 70

N/A

Range: 50 - 70

–

TTM Asset Turnover Ratio

N/A

0.22xRank 179/280

Range: N/ARank 179/280

–

TTM CAPEX/Sales

1 - 3

N/A

Range: 1 - 3

–

Working Capital Turnover

N/A

5.33xRank 79/280

Range: N/ARank 79/280

–

R&D/Sales FY27e

N/A

Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#167/280

Best (1)Worst (280)

6. Market Trading

Score: 146/280

How liquid and actively traded is BNKR?

1/2

market trading criteria met

Metric

Sector Range

Value

Rank

–

Intraday Sentiment (%)

40 - 75

N/A

Range: 40 - 75

–

10D-Avg v/s 3M-Avg Vol

N/A

98%Rank 50/280

Range: N/ARank 50/280

✓

Avg Directional Index 30D

012 - 45

16.7Rank 193/280

Range: 012 - 45Rank 193/280

–

Parabolic SAR

N/A

157.80Rank 249/280

Range: N/ARank 249/280

–

Stock Rating Rank

N/A

Range: N/A

Market Cap

£1,403,756,078

Enterprise Value

£1,477,867,078

Trading Volume

7. Technical

Score: 172/280

What do the technical indicators say about BNKR?

0/5

technical criteria met

Metric

Chart

Sector Range

Value

Rank

–

CMP v/s 52-WH

£1.58£1.25

-1.6%CMP: £1.55

N/A

-1.6%Rank 18/280

£1.58£1.25

-1.6%CMP: £1.55

Range: N/ARank 18/280

–

CMP v/s 52-WL

£1.58£1.25

+24.0%CMP: £1.55

N/A

24.0%Rank 137/280

£1.58£1.25

+24.0%CMP: £1.55

Range: N/ARank 137/280

–

RSI 14D

063.0 - Bullish100

N/A

63.0Rank 50/280

063.0 - Bullish100

Range: N/ARank 50/280

–

MA50 - MA200

£1.43+0.09£1.52

N/A

BullishRank 166/280

£1.43+0.09£1.52

Range: N/ARank 166/280

–

MACD Rank

Golden Cross

MACD: 0.18

N/A

0.18Rank 100/280

Golden Cross

MACD: 0.18

Range: N/ARank 100/280

RSI (14 Day)

63.0

Bullish

0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£1.52

200 SMA£1.43

SignalGolden Cross (Bullish)

MACD0.18

Risk Metrics

Beta

N/A

3-Yr Std Dev

N/A

5-Yr Std Dev

N/A

Peer Comparison

How does BNKR compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

Stock	Rank	Liquidity	Valuation	Profitability	Solvency	Mkt Trading	Technical
BNKR	#198	126	27	8	48	146	172
MUT.L	#3	128	38	24	56	27	8
RTW.L	#5	116	7	9	145	69	229
BPCR.L	#7	163	34	56	9	112	76
RCP.L	#9	179	26	22	59	13	2
AGT.L	#11	108	57	55	72	90	79
TBCG.L	#14	29	55	38	257	129	18

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Methodology Note

The analysis presented for Bankers Investment Trust PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Strategyland Research Center - strategyland.ukThis report is for informational purposes only. Not financial advice.