19 October 2026

strategyland.uk

Lancashire Holdings Limited (LRE)

Rank #37 of 280 - Financials - UK Equities

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Lancashire Holdings Limited

LRE.L·Financials·Market Cap £1.6b

Rank #37 of 280

Quantitative Model · 280 Stocks Analysed

£6.46

+7.46% YTD

52W: £5.20 - £6.67

Factor Analysis Summary

Editorial assessment generated from Lancashire Holdings Limited's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Lancashire Holdings Limited (LRE.L) currently holds an overall rank of #37 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include liquidity, where it demonstrates exceptional market liquidity with deep trading volumes that support efficient entry and exit; valuation (P/E 6.6, dividend yield 2.6%), where it demonstrates compelling valuation metrics, trading at a discount to peer averages on key multiples; and technical (RSI 43.9), where it demonstrates generally favourable technical indicators with price holding above key moving averages.

Areas requiring attention include solvency (debt/equity 0.3), where higher debt levels or weaker coverage ratios raise solvency concerns, as well as asset efficiency, where poor capital efficiency suggests assets may be underutilised or overvalued on the balance sheet.

Within the Financials sector, Lancashire Holdings Limited sits at composite rank #37, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

Ranking in the top quartile overall, Lancashire Holdings Limited offers a favourable balance of fundamentals, though investors should weigh its liquidity advantage against solvency — its relatively weakest factor.

Strongest Factors

Liquidity — Rank 5/280 (top quartile)
Valuation — Rank 47/280 (top quartile)
Technical — Rank 74/280 (above average)

Weakest Factors

Solvency — Rank 193/280 (below average)
Asset Efficiency — Rank 178/280 (below average)

Score Analysis

Lancashire Holdings Limited is ranked #37 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

118/280

Average Score

Liquidity

Excellent5/280

Valuation

Excellent47/280

Profitability

Fair157/280

Solvency

Weak193/280

Asset Efficiency

Weak178/280

Mkt Trading

Weak173/280

Technical

Good74/280

1. Liquidity

Score: 5/280

How liquid is LRE and can it meet its short-term obligations?

0/6

liquidity criteria met

Metric

Sector Range

Value

Rank

–

Quick Ratio

N/A

Range: N/A

–

Current Ratio

N/A

Range: N/A

–

TTM Operating Cash Flow

N/A

Range: N/A

–

Liquidity Coverage Ratio

100-150

N/A

Range: 100-150

✗

Intangible Asset Ratio

10 - 30

0.04xRank 93/280

Range: 10 - 30Rank 93/280

–

Cash-to-Debt Ratio

N/A

1.18xRank 51/280

Range: N/ARank 51/280

Key Liquidity Metrics

Quick Ratio

N/A

Sector: N/A

Current Ratio

N/A

Sector: N/A

Overall Liquidity Rank

Rank within universe#5/280

Best (1)Worst (280)

2. Valuation

Score: 47/280

Is LRE undervalued compared to its peers and fair value metrics?

2/7

valuation criteria met

Metric

Sector Range

Value

Rank

✗

FY27e P/E

8x - 18x

7.9xRank 30/280

Range: 8x - 18xRank 30/280

✗

FY26e P/E

8x - 18x

7.6xRank 16/280

Range: 8x - 18xRank 16/280

✗

FY27e Net Div Yld (%)

3.0 - 8.0

17.52%Rank 6/280

Range: 3.0 - 8.0Rank 6/280

✗

Div Payout Ratio

30 - 55

110.53%Rank 25/280

Range: 30 - 55Rank 25/280

–

Current EV/EBITDA

N/A

6.6xRank 93/280

Range: N/ARank 93/280

✓

Current P/TBV

0.8x - 2.0x

1.57xRank 114/280

Range: 0.8x - 2.0xRank 114/280

✓

Current P/B

0.8x - 2.0x

1.30xRank 128/280

Range: 0.8x - 2.0xRank 128/280

Key Valuation Metrics

TTM P/E

Price-to-Earnings

6.6x

FY26e P/E

Forward estimate

7.6x

FY27e P/E

Forward estimate

7.9x

Current P/B

Price-to-Book

1.30x

Current P/TBV

Tangible Book Value

1.57x

Current EV/EBITDA

Enterprise Value

6.6x

FY26e EV/EBITDA

Forward estimate

5.7x

FY27e EV/EBITDA

Forward estimate

N/A

Dividend

LRE pays a dividend yield of 2.64%.

Current Yield

2.64%

FY27e Net Div Yield

17.52%

FY26e Gross DPS

1.225

FY27e Gross DPS

1.133

Dividend Per Share Forecast

3. Profitability

Score: 157/280

How profitable is LRE relative to its peers?

1/7

profitability criteria met

Metric

Sector Range

Value

Rank

✓

TTM Profit Margin

15 - 30

18.5%Rank 116/280

Range: 15 - 30Rank 116/280

–

T12 FCF Margin

N/A

1.9%Rank 41/280

Range: N/ARank 41/280

✗

FY27e RoE

10 - 16

19.2%Rank 83/280

Range: 10 - 16Rank 83/280

✗

FY26 EPS Growth

8 - 15

-4.4%Rank 190/280

Range: 8 - 15Rank 190/280

✗

FY27e EPS Growth

6 - 12

-7.8%Rank 207/280

Range: 6 - 12Rank 207/280

–

NIM

1.5 - 3.2

N/A

Range: 1.5 - 3.2

✗

Expense Ratio

50 - 65

0.11%Rank 1/280

Range: 50 - 65Rank 1/280

TTM Profit Margin

18.5%

Current RoCE

19.6%

FY27e RoE

19.2%

T12 FCF Margin

1.9%

EPS Growth

4. Solvency

Score: 193/280

How strong is LRE's balance sheet and financial position?

0/6

solvency criteria met

Metric

Sector Range

Value

Rank

✗

Debt/Eqt

0.5x - 1.5x

0.32xRank 112/280

Range: 0.5x - 1.5xRank 112/280

–

Interest Coverage Ratio

N/A

Rank 138Rank 138/280

Range: N/ARank 138/280

–

Net Leverage Ratio

N/A

Range: N/A

–

Altman Z-Score (Manufacturing)

N/A

N/ARank 240/280

Range: N/ARank 240/280

–

Z-Score (Non Manufacturing)

N/A

Rank 246Rank 246/280

Range: N/ARank 246/280

–

CapAdeq Ratio Tier1

13 - 18

N/A

Range: 13 - 18

Key Solvency Metrics

Debt/Eqt

0.32x

Net Leverage Ratio

N/A

Interest Coverage

Rank 138

T12 FCF Margin

1.9%

Altman Z-Score

N/A

Distress Zone

01.812.995+

5. Asset Efficiency

Score: 178/280

How efficiently does LRE deploy its assets and intellectual capital?

0/5

asset efficiency criteria met

Metric

Sector Range

Value

Rank

–

Efficiency Ratio

50 - 70

N/A

Range: 50 - 70

–

TTM Asset Turnover Ratio

N/A

0.38xRank 149/280

Range: N/ARank 149/280

✗

TTM CAPEX/Sales

1 - 3

0.2%Rank 203/280

Range: 1 - 3Rank 203/280

–

Working Capital Turnover

N/A

Range: N/A

–

R&D/Sales FY27e

N/A

Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#178/280

Best (1)Worst (280)

6. Market Trading

Score: 173/280

How liquid and actively traded is LRE?

2/2

market trading criteria met

Metric

Sector Range

Value

Rank

✓

Intraday Sentiment (%)

40 - 75

42.0%Rank 149/280

Range: 40 - 75Rank 149/280

–

10D-Avg v/s 3M-Avg Vol

N/A

60%Rank 50/280

Range: N/ARank 50/280

✓

Avg Directional Index 30D

012 - 45

15.0Rank 227/280

Range: 012 - 45Rank 227/280

–

Parabolic SAR

N/A

621.00Rank 134/280

Range: N/ARank 134/280

–

Stock Rating Rank

N/A

Range: N/A

Market Cap

£1,576,690,247

Enterprise Value

£1,953,825,053

Trading Volume

7. Technical

Score: 74/280

What do the technical indicators say about LRE?

0/5

technical criteria met

Metric

Chart

Sector Range

Value

Rank

–

CMP v/s 52-WH

£6.67£5.20

-3.1%CMP: £6.46

N/A

-3.1%Rank 32/280

£6.67£5.20

-3.1%CMP: £6.46

Range: N/ARank 32/280

–

CMP v/s 52-WL

£6.67£5.20

+24.3%CMP: £6.46

N/A

24.3%Rank 139/280

£6.67£5.20

+24.3%CMP: £6.46

Range: N/ARank 139/280

–

RSI 14D

043.9 - Bearish100

N/A

43.9Rank 50/280

043.9 - Bearish100

Range: N/ARank 50/280

–

MA50 - MA200

£6.10+0.12£6.21

N/A

BullishRank 158/280

£6.10+0.12£6.21

Range: N/ARank 158/280

–

MACD Rank

Golden Cross

MACD: -1.10

N/A

-1.10

Golden Cross

MACD: -1.10

Range: N/A

RSI (14 Day)

43.9

Bearish

0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£6.21

200 SMA£6.10

SignalGolden Cross (Bullish)

MACD-1.10

Risk Metrics

Beta

N/A

3-Yr Std Dev

N/A

5-Yr Std Dev

N/A

Peer Comparison

How does LRE compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

Stock	Rank	Liquidity	Valuation	Profitability	Solvency	Mkt Trading	Technical
LRE	#37	5	47	157	193	173	74
MUT.L	#3	128	38	24	56	27	8
RTW.L	#5	116	7	9	145	69	229
BPCR.L	#7	163	34	56	9	112	76
RCP.L	#9	179	26	22	59	13	2
AGT.L	#11	108	57	55	72	90	79
TBCG.L	#14	29	55	38	257	129	18

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Methodology Note

The analysis presented for Lancashire Holdings Limited is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Strategyland Research Center - strategyland.ukThis report is for informational purposes only. Not financial advice.