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Law Debenture Corporation PLC

LWDB.L·Financials·Market Cap £1.6b
Rank #212 of 280
Quantitative Model · 280 Stocks Analysed
£12.06
+14.42% YTD
52W: £9.91 - £12.90

Factor Analysis Summary

Editorial assessment generated from Law Debenture Corporation PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Law Debenture Corporation PLC (LWDB.L) currently holds an overall rank of #212 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include technical (RSI 36.8), where it demonstrates positive technical momentum with price action supporting a constructive trend; valuation (P/E 5.3, dividend yield 3.0%), where it demonstrates compelling valuation metrics, trading at a discount to peer averages on key multiples; and profitability (ROE 28.7%, net margin 80.5%), where it demonstrates strong profitability metrics, ranking in the top quartile for earnings quality and return on capital.

Areas requiring attention include asset efficiency, where poor capital efficiency suggests assets may be underutilised or overvalued on the balance sheet, as well as liquidity, where liquidity is middling and may not suit investors requiring large block execution.

Within the Financials sector, Law Debenture Corporation PLC sits at composite rank #212, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

Despite its mid-table composite rank of #212, Law Debenture Corporation PLC shows selective strength — notably in technical and valuation — suggesting a stock with identifiable merits alongside clear areas for improvement.

Strongest Factors

  • Technical — Rank 10/280 (top quartile)
  • Valuation — Rank 28/280 (top quartile)
  • Profitability — Rank 39/280 (top quartile)

Weakest Factors

  • Asset Efficiency — Rank 216/280 (below average)
  • Liquidity — Rank 128/280 (middle of the pack)

Score Analysis

Law Debenture Corporation PLC is ranked #212 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

76/280
Average Score
Liquidity
Fair128/280
Valuation
Excellent28/280
Profitability
Excellent39/280
Solvency
Excellent65/280
Asset Efficiency
Weak216/280
Mkt Trading
Excellent46/280
Technical
Excellent10/280

1. Liquidity

Score: 128/280

How liquid is LWDB and can it meet its short-term obligations?

0/6
liquidity criteria met
–
Quick RatioN/A
Range: N/A
–
Current Ratio3.35x
Range: N/ARank 44/280
–
TTM Operating Cash Flow1.52x
Range: N/ARank 35/280
–
Liquidity Coverage RatioN/A
Range: 100-150
✗
Intangible Asset Ratio0.00x
Range: 10 - 30Rank 175/280
–
Cash-to-Debt Ratio0.20x
Range: N/ARank 150/280

Key Liquidity Metrics

Quick Ratio
N/A
Sector: N/A
Current Ratio
3.35x
Sector: N/A

Overall Liquidity Rank

Rank within universe#128/280
Best (1)Worst (280)

2. Valuation

Score: 28/280

Is LWDB undervalued compared to its peers and fair value metrics?

2/7
valuation criteria met
–
FY27e P/EN/A
Range: 8x - 18x
–
FY26e P/EN/A
Range: 8x - 18x
–
FY27e Net Div Yld (%)N/A
Range: 3.0 - 8.0
✗
Div Payout Ratio15.97%
Range: 30 - 55Rank 50/280
–
Current EV/EBITDA5.0x
Range: N/ARank 53/280
✓
Current P/TBV1.18x
Range: 0.8x - 2.0xRank 95/280
✓
Current P/B1.17x
Range: 0.8x - 2.0xRank 114/280

Key Valuation Metrics

TTM P/E
Price-to-Earnings
5.3x
FY26e P/E
Forward estimate
N/A
FY27e P/E
Forward estimate
N/A
Current P/B
Price-to-Book
1.17x
Current P/TBV
Tangible Book Value
1.18x
Current EV/EBITDA
Enterprise Value
5.0x
FY26e EV/EBITDA
Forward estimate
N/A
FY27e EV/EBITDA
Forward estimate
N/A

Dividend

LWDB pays a dividend yield of 2.99%.

Current Yield
2.99%
FY27e Net Div Yield
N/A
FY26e Gross DPS
N/A
FY27e Gross DPS
N/A

3. Profitability

Score: 39/280

How profitable is LWDB relative to its peers?

0/7
profitability criteria met
✗
TTM Profit Margin80.5%
Range: 15 - 30Rank 57/280
–
T12 FCF Margin0.2%
Range: N/ARank 135/280
–
FY27e RoEN/A
Range: 10 - 16
–
FY26 EPS GrowthN/A
Range: 8 - 15
–
FY27e EPS GrowthN/A
Range: 6 - 12
–
NIMN/A
Range: 1.5 - 3.2
–
Expense RatioN/A
Range: 50 - 65
TTM Profit Margin
80.5%
Current RoCE
28.7%
FY27e RoE
N/A
T12 FCF Margin
0.2%

4. Solvency

Score: 65/280

How strong is LWDB's balance sheet and financial position?

0/6
solvency criteria met
✗
Debt/Eqt0.18x
Range: 0.5x - 1.5xRank 90/280
–
Interest Coverage RatioRank 46
Range: N/ARank 46/280
–
Net Leverage RatioN/A
Range: N/A
–
Altman Z-Score (Manufacturing)10.61
Range: N/ARank 68/280
–
Z-Score (Non Manufacturing)Rank 75
Range: N/ARank 75/280
–
CapAdeq Ratio Tier1N/A
Range: 13 - 18

Key Solvency Metrics

Debt/Eqt
0.18x
Net Leverage Ratio
N/A
Interest Coverage
Rank 46
T12 FCF Margin
0.2%

Altman Z-Score

10.61
Safe Zone
01.812.995+

5. Asset Efficiency

Score: 216/280

How efficiently does LWDB deploy its assets and intellectual capital?

0/5
asset efficiency criteria met
–
Efficiency RatioN/A
Range: 50 - 70
–
TTM Asset Turnover Ratio0.26x
Range: N/ARank 170/280
✗
TTM CAPEX/Sales0.1%
Range: 1 - 3Rank 206/280
–
Working Capital Turnover12.01x
Range: N/ARank 36/280
–
R&D/Sales FY27eN/A
Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#216/280
Best (1)Worst (280)

6. Market Trading

Score: 46/280

How liquid and actively traded is LWDB?

1/2
market trading criteria met
–
Intraday Sentiment (%)N/A
Range: 40 - 75
–
10D-Avg v/s 3M-Avg Vol114%
Range: N/ARank 50/280
✓
Avg Directional Index 30D14.6
Range: 012 - 45Rank 233/280
–
Parabolic SAR1242.83
Range: N/ARank 77/280
–
Stock Rating RankN/A
Range: N/A
Market Cap
£1,619,115,611
Enterprise Value
£1,799,041,513

Trading Volume

7. Technical

Score: 10/280

What do the technical indicators say about LWDB?

0/5
technical criteria met
–
CMP v/s 52-WH-6.5%
£12.90£9.91
-6.5%CMP: £12.06
Range: N/ARank 89/280
–
CMP v/s 52-WL21.7%
£12.90£9.91
+21.7%CMP: £12.06
Range: N/ARank 123/280
–
RSI 14D36.8
036.8 - Bearish100
Range: N/ARank 50/280
–
MA50 - MA200Bullish
£11.81+0.58£12.39
Range: N/ARank 74/280
–
MACD Rank-2.73
Golden Cross
MACD: -2.73
Range: N/A

RSI (14 Day)

36.8
Bearish
0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£12.39
200 SMA£11.81
SignalGolden Cross (Bullish)
MACD-2.73

Risk Metrics

Beta
N/A
3-Yr Std Dev
N/A
5-Yr Std Dev
N/A

Peer Comparison

How does LWDB compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

StockRankLiquidityValuationProfitabilitySolvencyMkt TradingTechnical
LWDB#2121282839654610
MUT.L#3128382456278
RTW.L#51167914569229
BPCR.L#71633456911276
RCP.L#9179262259132
AGT.L#111085755729079
TBCG.L#1429553825712918
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Methodology Note

The analysis presented for Law Debenture Corporation PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Note: The information provided is not intended as an offer or solicitation for the purchase or sale of any financial instruments but for investor relations purposes only. The aforementioned securities were offered to the public and currently trade on the secondary market at the exchange mentioned above. It is recommended that investors considering investing in any of these notes consult an approved MiFID Financial Advisor prior to investing.