19 October 2026

strategyland.uk

Metro Bank Holdings PLC (MTRO)

Rank #251 of 280 - Financials - UK Equities

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Metro Bank Holdings PLC

MTRO.L·Financials·Market Cap £1.0b

Rank #251 of 280

Quantitative Model · 280 Stocks Analysed

£1.55

+28.52% YTD

52W: £0.98 - £1.86

Factor Analysis Summary

Editorial assessment generated from Metro Bank Holdings PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Metro Bank Holdings PLC (MTRO.L) currently holds an overall rank of #251 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include liquidity, where it demonstrates exceptional market liquidity with deep trading volumes that support efficient entry and exit; valuation (P/E 14.9), where it demonstrates reasonable valuation with several price-based metrics ranking favourably; and profitability (ROE 4.3%, net margin 14.7%), where it demonstrates healthy profit margins and returns that exceed the median FTSE 100 company.

Areas requiring attention include market trading, where low relative volume or adverse volatility patterns may deter momentum-oriented investors, as well as solvency (debt/equity 0.6), where higher debt levels or weaker coverage ratios raise solvency concerns.

Within the Financials sector, Metro Bank Holdings PLC sits at composite rank #251, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

The composite profile is weighed down by 4 below-average factor scores, with market trading (rank 272/280) representing the most significant drag on its #251 overall standing.

Strongest Factors

Liquidity — Rank 31/280 (top quartile)
Valuation — Rank 91/280 (above average)
Profitability — Rank 106/280 (above average)

Weakest Factors

Market Trading — Rank 272/280 (below average)
Solvency — Rank 251/280 (below average)

Score Analysis

Metro Bank Holdings PLC is ranked #251 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

168/280

Average Score

Liquidity

Excellent31/280

Valuation

Good91/280

Profitability

Good106/280

Solvency

Weak251/280

Asset Efficiency

Weak243/280

Mkt Trading

Weak272/280

Technical

Weak182/280

1. Liquidity

Score: 31/280

How liquid is MTRO and can it meet its short-term obligations?

0/6

liquidity criteria met

Metric

Sector Range

Value

Rank

–

Quick Ratio

N/A

Range: N/A

–

Current Ratio

N/A

Range: N/A

–

TTM Operating Cash Flow

N/A

Range: N/A

✗

Liquidity Coverage Ratio

100-150

3.06xRank 1/280

Range: 100-150Rank 1/280

✗

Intangible Asset Ratio

10 - 30

0.01xRank 149/280

Range: 10 - 30Rank 149/280

–

Cash-to-Debt Ratio

N/A

2.32xRank 38/280

Range: N/ARank 38/280

Key Liquidity Metrics

Quick Ratio

N/A

Sector: N/A

Current Ratio

N/A

Sector: N/A

Overall Liquidity Rank

Rank within universe#31/280

Best (1)Worst (280)

2. Valuation

Score: 91/280

Is MTRO undervalued compared to its peers and fair value metrics?

1/7

valuation criteria met

Metric

Sector Range

Value

Rank

✗

FY27e P/E

8x - 18x

7.4xRank 22/280

Range: 8x - 18xRank 22/280

✓

FY26e P/E

8x - 18x

13.0xRank 112/280

Range: 8x - 18xRank 112/280

✗

FY27e Net Div Yld (%)

3.0 - 8.0

1.48%Rank 191/280

Range: 3.0 - 8.0Rank 191/280

–

Div Payout Ratio

30 - 55

N/ARank 50/280

Range: 30 - 55Rank 50/280

–

Current EV/EBITDA

N/A

-2.6xRank 5/280

Range: N/ARank 5/280

✗

Current P/TBV

0.8x - 2.0x

0.74xRank 20/280

Range: 0.8x - 2.0xRank 20/280

✗

Current P/B

0.8x - 2.0x

0.65xRank 14/280

Range: 0.8x - 2.0xRank 14/280

Key Valuation Metrics

TTM P/E

Price-to-Earnings

14.9x

FY26e P/E

Forward estimate

13.0x

FY27e P/E

Forward estimate

7.4x

Current P/B

Price-to-Book

0.65x

Current P/TBV

Tangible Book Value

0.74x

Current EV/EBITDA

Enterprise Value

-2.6x

FY26e EV/EBITDA

Forward estimate

N/A

FY27e EV/EBITDA

Forward estimate

N/A

Dividend

MTRO does not currently pay a significant dividend.

—

No dividend data available for this stock.

3. Profitability

Score: 106/280

How profitable is MTRO relative to its peers?

0/7

profitability criteria met

Metric

Sector Range

Value

Rank

✗

TTM Profit Margin

15 - 30

14.7%Rank 124/280

Range: 15 - 30Rank 124/280

–

T12 FCF Margin

N/A

0.3%Rank 133/280

Range: N/ARank 133/280

✗

FY27e RoE

10 - 16

9.5%Rank 154/280

Range: 10 - 16Rank 154/280

✗

FY26 EPS Growth

8 - 15

27.1%Rank 47/280

Range: 8 - 15Rank 47/280

✗

FY27e EPS Growth

6 - 12

123.8%Rank 21/280

Range: 6 - 12Rank 21/280

✗

NIM

1.5 - 3.2

0.03%Rank 7/280

Range: 1.5 - 3.2Rank 7/280

–

Expense Ratio

50 - 65

N/A

Range: 50 - 65

TTM Profit Margin

14.7%

Current RoCE

4.3%

FY27e RoE

9.5%

T12 FCF Margin

0.3%

EPS Growth

4. Solvency

Score: 251/280

How strong is MTRO's balance sheet and financial position?

1/6

solvency criteria met

Metric

Sector Range

Value

Rank

✓

Debt/Eqt

0.5x - 1.5x

0.63xRank 165/280

Range: 0.5x - 1.5xRank 165/280

–

Interest Coverage Ratio

N/A

Rank 250Rank 250/280

Range: N/ARank 250/280

–

Net Leverage Ratio

N/A

Range: N/A

–

Altman Z-Score (Manufacturing)

N/A

N/ARank 240/280

Range: N/ARank 240/280

–

Z-Score (Non Manufacturing)

N/A

Rank 246Rank 246/280

Range: N/ARank 246/280

✗

CapAdeq Ratio Tier1

13 - 18

0.16Rank 10/280

Range: 13 - 18Rank 10/280

Key Solvency Metrics

Debt/Eqt

0.63x

Net Leverage Ratio

N/A

Interest Coverage

Rank 250

T12 FCF Margin

0.3%

Altman Z-Score

N/A

Distress Zone

01.812.995+

5. Asset Efficiency

Score: 243/280

How efficiently does MTRO deploy its assets and intellectual capital?

0/5

asset efficiency criteria met

Metric

Sector Range

Value

Rank

–

Efficiency Ratio

50 - 70

Rank 1Rank 1/280

Range: 50 - 70Rank 1/280

–

TTM Asset Turnover Ratio

N/A

0.04xRank 259/280

Range: N/ARank 259/280

✗

TTM CAPEX/Sales

1 - 3

14.3%Rank 44/280

Range: 1 - 3Rank 44/280

–

Working Capital Turnover

N/A

Range: N/A

–

R&D/Sales FY27e

N/A

Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#243/280

Best (1)Worst (280)

6. Market Trading

Score: 272/280

How liquid and actively traded is MTRO?

1/2

market trading criteria met

Metric

Sector Range

Value

Rank

✗

Intraday Sentiment (%)

40 - 75

9.0%Rank 216/280

Range: 40 - 75Rank 216/280

–

10D-Avg v/s 3M-Avg Vol

N/A

81%Rank 50/280

Range: N/ARank 50/280

✓

Avg Directional Index 30D

012 - 45

17.4Rank 171/280

Range: 012 - 45Rank 171/280

–

Parabolic SAR

N/A

154.00Rank 250/280

Range: N/ARank 250/280

–

Stock Rating Rank

N/A

Rank 100Rank 100/280

Range: N/ARank 100/280

Market Cap

£1,043,581,170

Enterprise Value

£148,133,475

Trading Volume

7. Technical

Score: 182/280

What do the technical indicators say about MTRO?

0/5

technical criteria met

Metric

Chart

Sector Range

Value

Rank

–

CMP v/s 52-WH

£1.86£0.98

-16.8%CMP: £1.55

N/A

-16.8%Rank 187/280

£1.86£0.98

-16.8%CMP: £1.55

Range: N/ARank 187/280

–

CMP v/s 52-WL

£1.86£0.98

+57.7%CMP: £1.55

N/A

57.7%Rank 233/280

£1.86£0.98

+57.7%CMP: £1.55

Range: N/ARank 233/280

–

RSI 14D

017.7 - Oversold100

N/A

17.7Rank 100/280

017.7 - Oversold100

Range: N/ARank 100/280

–

MA50 - MA200

£1.51+0.22£1.73

N/A

BullishRank 123/280

£1.51+0.22£1.73

Range: N/ARank 123/280

–

MACD Rank

Golden Cross

MACD: -1.97

N/A

-1.97

Golden Cross

MACD: -1.97

Range: N/A

RSI (14 Day)

17.7

Oversold

0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£1.73

200 SMA£1.51

SignalGolden Cross (Bullish)

MACD-1.97

Risk Metrics

Beta

N/A

3-Yr Std Dev

N/A

5-Yr Std Dev

N/A

Peer Comparison

How does MTRO compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

Stock	Rank	Liquidity	Valuation	Profitability	Solvency	Mkt Trading	Technical
MTRO	#251	31	91	106	251	272	182
MUT.L	#3	128	38	24	56	27	8
RTW.L	#5	116	7	9	145	69	229
BPCR.L	#7	163	34	56	9	112	76
RCP.L	#9	179	26	22	59	13	2
AGT.L	#11	108	57	55	72	90	79
TBCG.L	#14	29	55	38	257	129	18

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Methodology Note

The analysis presented for Metro Bank Holdings PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Strategyland Research Center - strategyland.ukThis report is for informational purposes only. Not financial advice.