19 October 2026

strategyland.uk

Shawbrook Group PLC (SHAW)

Rank #120 of 280 - Financials - UK Equities

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Shawbrook Group PLC

SHAW.L·Financials·Market Cap £1.5b

Rank #120 of 280

Quantitative Model · 280 Stocks Analysed

£2.87

-41.05% YTD

52W: £2.77 - £5.19

Factor Analysis Summary

Editorial assessment generated from Shawbrook Group PLC's live factor scores and sector positioning.

Based on Strategyland's proprietary 7-factor analysis, Shawbrook Group PLC (SHAW.L) currently holds an overall rank of #120 out of 280 FTSE 100 constituents, reflecting its weighted composite score across liquidity, valuation, profitability, solvency, asset efficiency, market trading, and technical dimensions.

Key strengths include valuation (P/E 7.7), where it demonstrates compelling valuation metrics, trading at a discount to peer averages on key multiples, and liquidity, where it demonstrates exceptional market liquidity with deep trading volumes that support efficient entry and exit.

Areas requiring attention include market trading, where low relative volume or adverse volatility patterns may deter momentum-oriented investors, as well as asset efficiency, where poor capital efficiency suggests assets may be underutilised or overvalued on the balance sheet.

Within the Financials sector, Shawbrook Group PLC sits at composite rank #120, trailing the Financials peer average (rank 8). It ranks behind all 6 tracked Financials peers in our model.

The composite profile is weighed down by 4 below-average factor scores, with market trading (rank 271/280) representing the most significant drag on its #120 overall standing.

Strongest Factors

Valuation — Rank 49/280 (top quartile)
Liquidity — Rank 50/280 (top quartile)
Profitability — Rank 119/280 (middle of the pack)

Weakest Factors

Market Trading — Rank 271/280 (below average)
Asset Efficiency — Rank 262/280 (below average)

Score Analysis

Shawbrook Group PLC is ranked #120 out of 280 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

172/280

Average Score

Liquidity

Excellent50/280

Valuation

Excellent49/280

Profitability

Fair119/280

Solvency

Weak240/280

Asset Efficiency

Weak262/280

Mkt Trading

Weak271/280

Technical

Weak214/280

1. Liquidity

Score: 50/280

How liquid is SHAW and can it meet its short-term obligations?

0/6

liquidity criteria met

Metric

Sector Range

Value

Rank

–

Quick Ratio

N/A

Range: N/A

–

Current Ratio

N/A

Range: N/A

–

TTM Operating Cash Flow

N/A

Range: N/A

✗

Liquidity Coverage Ratio

100-150

1.47xRank 7/280

Range: 100-150Rank 7/280

✗

Intangible Asset Ratio

10 - 30

0.00xRank 171/280

Range: 10 - 30Rank 171/280

–

Cash-to-Debt Ratio

N/A

3.16xRank 29/280

Range: N/ARank 29/280

Key Liquidity Metrics

Quick Ratio

N/A

Sector: N/A

Current Ratio

N/A

Sector: N/A

Overall Liquidity Rank

Rank within universe#50/280

Best (1)Worst (280)

2. Valuation

Score: 49/280

Is SHAW undervalued compared to its peers and fair value metrics?

3/7

valuation criteria met

Metric

Sector Range

Value

Rank

✗

FY27e P/E

8x - 18x

5.0xRank 5/280

Range: 8x - 18xRank 5/280

✗

FY26e P/E

8x - 18x

5.5xRank 4/280

Range: 8x - 18xRank 4/280

✓

FY27e Net Div Yld (%)

3.0 - 8.0

5.31%Rank 57/280

Range: 3.0 - 8.0Rank 57/280

–

Div Payout Ratio

30 - 55

N/ARank 50/280

Range: 30 - 55Rank 50/280

–

Current EV/EBITDA

N/A

3.3xRank 24/280

Range: N/ARank 24/280

✓

Current P/TBV

0.8x - 2.0x

1.61xRank 116/280

Range: 0.8x - 2.0xRank 116/280

✓

Current P/B

0.8x - 2.0x

1.47xRank 137/280

Range: 0.8x - 2.0xRank 137/280

Key Valuation Metrics

TTM P/E

Price-to-Earnings

7.7x

FY26e P/E

Forward estimate

5.5x

FY27e P/E

Forward estimate

5.0x

Current P/B

Price-to-Book

1.47x

Current P/TBV

Tangible Book Value

1.61x

Current EV/EBITDA

Enterprise Value

3.3x

FY26e EV/EBITDA

Forward estimate

N/A

FY27e EV/EBITDA

Forward estimate

N/A

Dividend

SHAW does not currently pay a significant dividend.

—

No dividend data available for this stock.

3. Profitability

Score: 119/280

How profitable is SHAW relative to its peers?

2/7

profitability criteria met

Metric

Sector Range

Value

Rank

✗

TTM Profit Margin

15 - 30

31.8%Rank 91/280

Range: 15 - 30Rank 91/280

–

T12 FCF Margin

N/A

2.3%Rank 35/280

Range: N/ARank 35/280

✓

FY27e RoE

10 - 16

14.1%Rank 129/280

Range: 10 - 16Rank 129/280

✗

FY26 EPS Growth

8 - 15

-1.1%Rank 178/280

Range: 8 - 15Rank 178/280

✓

FY27e EPS Growth

6 - 12

9.8%Rank 159/280

Range: 6 - 12Rank 159/280

✗

NIM

1.5 - 3.2

0.04%Rank 5/280

Range: 1.5 - 3.2Rank 5/280

–

Expense Ratio

50 - 65

N/A

Range: 50 - 65

TTM Profit Margin

31.8%

Current RoCE

11.4%

FY27e RoE

14.1%

T12 FCF Margin

2.3%

EPS Growth

4. Solvency

Score: 240/280

How strong is SHAW's balance sheet and financial position?

0/6

solvency criteria met

Metric

Sector Range

Value

Rank

✗

Debt/Eqt

0.5x - 1.5x

0.33xRank 115/280

Range: 0.5x - 1.5xRank 115/280

–

Interest Coverage Ratio

N/A

Rank 249Rank 249/280

Range: N/ARank 249/280

–

Net Leverage Ratio

N/A

Range: N/A

–

Altman Z-Score (Manufacturing)

N/A

N/ARank 240/280

Range: N/ARank 240/280

–

Z-Score (Non Manufacturing)

N/A

Rank 246Rank 246/280

Range: N/ARank 246/280

✗

CapAdeq Ratio Tier1

13 - 18

0.13Rank 12/280

Range: 13 - 18Rank 12/280

Key Solvency Metrics

Debt/Eqt

0.33x

Net Leverage Ratio

N/A

Interest Coverage

Rank 249

T12 FCF Margin

2.3%

Altman Z-Score

N/A

Distress Zone

01.812.995+

5. Asset Efficiency

Score: 262/280

How efficiently does SHAW deploy its assets and intellectual capital?

0/5

asset efficiency criteria met

Metric

Sector Range

Value

Rank

–

Efficiency Ratio

50 - 70

N/A

Range: 50 - 70

–

TTM Asset Turnover Ratio

N/A

0.03xRank 261/280

Range: N/ARank 261/280

✗

TTM CAPEX/Sales

1 - 3

3.4%Rank 116/280

Range: 1 - 3Rank 116/280

–

Working Capital Turnover

N/A

Range: N/A

–

R&D/Sales FY27e

N/A

Range: N/A

Overall Asset Efficiency Rank

Rank within sector peers#262/280

Best (1)Worst (280)

6. Market Trading

Score: 271/280

How liquid and actively traded is SHAW?

0/2

market trading criteria met

Metric

Sector Range

Value

Rank

✗

Intraday Sentiment (%)

40 - 75

33.0%Rank 173/280

Range: 40 - 75Rank 173/280

–

10D-Avg v/s 3M-Avg Vol

N/A

104%Rank 50/280

Range: N/ARank 50/280

✗

Avg Directional Index 30D

012 - 45

11.7Rank 266/280

Range: 012 - 45Rank 266/280

–

Parabolic SAR

N/A

278.00Rank 210/280

Range: N/ARank 210/280

–

Stock Rating Rank

N/A

Rank 100Rank 100/280

Range: N/ARank 100/280

Market Cap

£1,488,116,460

Enterprise Value

£-405,595,969

Trading Volume

7. Technical

Score: 214/280

What do the technical indicators say about SHAW?

0/5

technical criteria met

Metric

Chart

Sector Range

Value

Rank

–

CMP v/s 52-WH

£5.19£2.77

-44.8%CMP: £2.87

N/A

-44.8%Rank 275/280

£5.19£2.77

-44.8%CMP: £2.87

Range: N/ARank 275/280

–

CMP v/s 52-WL

£5.19£2.77

+3.2%CMP: £2.87

N/A

3.2%Rank 17/280

£5.19£2.77

+3.2%CMP: £2.87

Range: N/ARank 17/280

–

RSI 14D

028.4 - Oversold100

N/A

28.4Rank 100/280

028.4 - Oversold100

Range: N/ARank 100/280

–

MA50 - MA200

£3.16-0.43£3.59

N/A

BearishRank 245/280

£3.16-0.43£3.59

Range: N/ARank 245/280

–

MACD Rank

Death Cross

MACD: -1.82

N/A

-1.82

Death Cross

MACD: -1.82

Range: N/A

RSI (14 Day)

28.4

Oversold

0 (Oversold)50100 (Overbought)

Moving Averages

50 SMA£3.16

200 SMA£3.59

SignalDeath Cross (Bearish)

MACD-1.82

Risk Metrics

Beta

N/A

3-Yr Std Dev

N/A

5-Yr Std Dev

N/A

Peer Comparison

How does SHAW compare to other Financials stocks?

Overall Rank Comparison

Factor Score Comparison

Stock	Rank	Liquidity	Valuation	Profitability	Solvency	Mkt Trading	Technical
SHAW	#120	50	49	119	240	271	214
MUT.L	#3	128	38	24	56	27	8
RTW.L	#5	116	7	9	145	69	229
BPCR.L	#7	163	34	56	9	112	76
RCP.L	#9	179	26	22	59	13	2
AGT.L	#11	108	57	55	72	90	79
TBCG.L	#14	29	55	38	257	129	18

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Methodology Note

The analysis presented for Shawbrook Group PLC is produced using Strategyland's proprietary 7-factor quantitative model, which evaluates each stock across Liquidity, Valuation, Profitability, Solvency, Asset Efficiency, Market Trading, and Technical dimensions. Individual factor scores and the composite rank reflect relative rankings within the FTSE 100 universe — a lower rank number indicates stronger performance in that category.

Underlying financial and market data is sourced from LSEG (London Stock Exchange Group) and processed through our scoring engine. Scores are recalculated as new data becomes available and should be interpreted as a systematic screening output, not a forecast of future share price performance.

This content is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance and factor rankings are not indicative of future results. Please read our Risk Disclaimer before making any investment decisions.

Strategyland Research Center - strategyland.ukThis report is for informational purposes only. Not financial advice.